Wall Street Journal has a story about a 97-year-old man who had an estate plan, but it assumed that his much-younger wife would outlive him. Oops, when she died, all of the couples assets went to the woman's children (from a first marriage), leaving him with no money.
The estate wasn't huge, but it but was a nice supplement to his Social Security and small pension.
Fortunately he lived in a state where he could sue for a forced share - usually 30% of the estate for a disinherited spouse, and received $200,000.
The article goes on to talk about investing when you're older.
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